Live · March 2025USDC value of one vault token (NAV per share), independent of vault size. Grows as yield accrues.
Solid pink = realized APY (pps) between consecutive hourly snapshots; noisy while TVL is very small. The dashed line is the average realized APY over the selected window (compounded over its endpoints — it equals the 7d / 30d KPI cards).
Allocation by market
| Market | $ allocated | % | APY |
|---|---|---|---|
| WHYPE 77% | $20.4M | 50.00% | 9.45% |
| kHYPE 62.5% | $0 | 0.00% | 5.83% |
| kHYPE 77% | $20.4M | 50.00% | 9.57% |
| WHYPE 62.5% | $0 | 0.00% | 3.47% |
| UBTC 77% | $0 | 0.00% | 3.45% |
Connect your wallet to deposit USDC into Growi Lending and track your position.
Currently earning 9.51% APY
How it works
Growi as a curator on Morpho.
Transparent audits
At Growi Lending, we value transparency above all else. Our Morpho market audits and audit protocol are free and open source.
Safe yield
Growi seeks yield the smart way: depositing into safe markets and maximizing APY through optimized dynamic allocation, becoming one of HyperEVM's top vaults by APY.
Real-time risk oversight
In addition to the audits, at Growi we monitor risk factors and evaluate the safety of your deposits every few seconds to ensure liquidity and avoid bad debt.
Why it's safe.
Overcollateralisation
Every dollar lent is backed by more than a dollar of on-chain collateral, enforced by Morpho's market rules.
Non-custodial by design
Growi never holds your funds, they stay in Morpho's immutable, audited contracts.
Full transparency
Whitelisted markets, allocations and yields are all shown in our vault dashboard and verifiable on-chain in real time.
The curator thesis
A new kind of asset manager: the on-chain curator.
Lending on-chain is entering the era where curation is the alpha. Growi's ambition is to become a leading lending curator — pairing rigorous risk selection with transparent, non-custodial infrastructure so allocators finally have an institutional-grade way to access DeFi yield.